While the 1.5 billion satoshi fund fuels global innovation, these six African projects are specifically focused on solving the “last mile” of adoption.
The Mission: Breaking the centralized grip on the CFA franc.
Created by Bitcoin developer Nourou, Banxaas is a local platform that allows users in West Africa to exchange instantly between the CFA franc and Bitcoin without needing a bank account or a custodial exchange. HRF’s grant will help finalize the mobile app and integrate more mobile money providers.
The Mission: Slashing the world’s highest remittance fees.
Tanzanians sending money home often lose a massive percentage to intermediaries. Brian Mosha’s ChapSmart bridges the Lightning Network directly to M-Pesa, enabling instant, low-cost remittances and bill payments that help families preserve their savings.
The Mission: Mainstreaming Bitcoin at the local duka.
Technologist Sabina Waithira Gitau co-founded Tando to make Bitcoin spendable for everyday items. The app lets customers pay with Bitcoin from their own Lightning wallets, while merchants receive Kenyan Shillings via M-Pesa integration.
The Mission: High-utility Bitcoin for daily commerce.
Tapnob focuses on making the transition between Bitcoin and local fiat seamless. Their platform allows users to keep their savings in Bitcoin while having the liquidity to spend exactly what they need for real-life expenses via local bank transfers.
The Mission: Infrastructure for a sovereign future.
Bitcoin Benin is establishing a physical Knowledge Hub for technical training and community events. This HRF support will also fund the 2026 Bitcoin Mastermind conference, which aims to bring over 1,000 people together to discuss economic freedom.
The Mission: Cultivating the next generation of builders.
Local technical capacity is the ultimate defense against financial repression. BTC Shule is launching an accelerator program to train Burundian developers in open-source Bitcoin work, ensuring Africa has a seat at the table in protocol development.